Business Insurance Checklist

Good insurance is required to provider coverage that protects businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks.  Use this framework for a list of considerations a business should make when acquiring insurance.
 
How often should this be used?
An annual assessment of providers is best to manage costs.
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Business Insurance

Assess Insurance Needs

Workers’ compensation insurance.
Property insurance.
Commercial liability insurance.
Professional liability/errors and omissions.
Automobile insurance.
Business trip insurance.
Business interruption insurance.
Rent insurance.

Define objects requiring insurance

Office equipment (owned and leased).
Buildings, roofing, foundations, internal walls, attached structures.
External structures.
Furniture, drapes, carpeting, decorations, etc.
Security systems.
Communication equipment.

Define Coverage Events

Crime.
Fire.
Flooding.
Windstorm.
Earthquake.
Hail.
Lightning.
Explosions.
Arson.

Select Insurance Company

Research experience, professionalism and stability of insurance company.
Assess your insurance needs.
Select insurance products that meet your needs.
Make sure insurance company guarantees advice, information and quality service.

We help you and your business

Checklists

Make ChecklistsItemize your repeatable tasks once - perform them many times.

Documentation

Document ProcessesProvide detailed documentation alongside tasks.

Forms

Implement Forms & RecordsCollect evidence of completion from you and your team (big little data).

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